Protect

What Keeps You Rolling.

Affordable life insurance made for truck drivers — keeping your family and business secure, mile after mile.

Why Life Insurance Matters for Truck Drivers

  • A High-Risk Profession : Truck driving comes with its share of dangers — long hours on the road, fatigue, and unpredictable driving conditions all increase the chances of accidents.

  • Protecting Your Loved Ones : Life insurance gives your family financial security in case something unexpected happens, helping them manage bills, debts, and daily expenses with peace of mind.

  • Supporting Your Business : For owner-operators, life insurance can be a vital business tool. It helps cover outstanding truck or equipment loans, ensures smooth business operations, and protects your livelihood from sudden financial setbacks.

Protect what matters
beyond the road.

Coverage Options for Truck Drivers

  • Term Life Insurance : Budget-friendly and flexible protection that lasts 10, 20, or 30 years — ideal for covering income loss, mortgage payments, or other debts.

  • Whole Life Insurance : Lifelong coverage that builds cash value over time, offering lasting financial security and peace of mind for you and your family.

  • Final Expense Insurance : Simple, no-medical-exam policies designed to handle end-of-life expenses like funeral and burial costs — easing the financial burden on loved ones.

Truck drivers face unique risks every day. Long hours, tough conditions, and accident exposure can make affordable life insurance hard to find — but it’s possible.
We help truck drivers protect their families, businesses, and financial future with the right coverage.

Frequently Asked Questions

Can I qualify for life insurance as a truck driver?

Yes. Truck drivers are eligible, though underwriting will factor in the type of driving, frequency, safety record, and any commercial driving risks

What drives underwriting risk for truckers?

Factors include long hours, fatigue, commercial driving exposures, driving record, trucking company safety practices, and whether you’re an owner-operator vs employee.

How do policy types differ for truck drivers?

Term life offers affordable protection for set periods (e.g. 10, 20, 30 years). Whole life provides lifelong coverage and cash value. Final expense policies are smaller, simpler, and often with fewer requirements

Is Accidental Death coverage useful for truck drivers?

Yes. Because of elevated accident risks on the road, Accidental Death riders or separate policies can provide additional protection that pays extra when death is due to a covered accident.